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Facts and Benefits About Covered California Obamacare

The Covered California refers to the health insurance marketplace in California, USA, in accordance with the Patient Protection and Affordable Care Act, enabling small businesses and individuals to avail of health insurance at federally subsidized rates. The government of California administers Covered California by an independent agency. In September 2010, the California Health Benefit Exchange was created when then-Governor Arnold Schwarzenegger prioritized Obamacare. Through the Patient Protection and Affordable Care Act and Obamacare, Californians can get federal premium assistance to help of Covered California and avail private insurance.

In California under Covered California, the insurance companies that participate in individual and family exchange as of 2017 include Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, and Brand New Day. All Californians can sign up for Covered California’s open enrollment that starts each fall, or anytime during the year because of life-changing events such as giving birth, moving or relocation, or getting married. If you have a household income of 0% to 400% of the Federal Poverty Level, then you may be qualified to get assistance through the Covered California government health insurance plan, and basing on your household income, you may qualify to get up-front tax credits when you enroll in health insurance in California through Obamacare or the Covered California Health Exchange.

In order to determine your qualification, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. In accordance with the Obamacare Income Guidelines, if a family makes less than $97,200 per year, or an individual earns less than $47,520 annually, they may qualify for government assistance according to their income. How are pregnant women covered by the exchange? According to Covered California income limits, pregnant women qualify for Obamacare if her household earnings is more than 138% to 213%. On the other hand, children who enroll on Obama Care California plans may also qualify for MediCal when the family household income is 266% or less. Failure to present any proof of income such as bank statement or pay stub may lose your Obamacare subsidy or health coverage.

The Obamacare simplified is very helpful to low-income earning families, making quality healthcare accessible to everybody. If you need more information about Obamacare, you can contact Covered California on their website now! Check related articles on our homepage or website now. You deserve quality healthcare, so take advantage of Obamacare or Covered California now!